Personal cash loans
The Quick and Easy Way To Apply Online For Personal Loans
When expenses come up or great deals are on offer or just when you have to book emergency travel with your family, don’t reach for your credit card. Reach for the phone. Call Rapid Loans. Our flexible personal loans and quick online application process can give you the opportunity to access the funds you need when you need them.
Personal loans tailored for you, whatever your lifestyle
Offering a tailored personal loan with same-day application and approval 1 all with excellent customer service, a Rapid Loans personal loan is a great way to take control when you need over $2,000 and up to $10,000 and you need it fast.
Our dedicated consultants can help you achieve your lifestyle goals through building you a truly personal loan that can accommodate almost any lifestyle, income status, credit history or other circumstance. Whether you’re getting your car fixed or booking that trip away with your family, our online loans are the ideal choice.
Personal Loan Calculator
- $ 2,001
- $ 3,000
- $ 4,000
- $ 5,000
- $ 6,000
- $ 7,000
- $ 8,000
- $ 9,000
- $ 10,000
How often do you get paid?
* Estimated repayments start at
At Rapid Loans our secured personal loans are simple and easy-to-understand. Instead of offering scores of different loans, we offer a single consumer loans package with the flexibility to give you the solution that suits you.
As a new customer, you can rest assured knowing we will treat you as a unique individual in terms of needs, budget, lifestyle and finances. And fast! Often, the entire process, from application to approval 1 to payment, takes less than 48 hours.
What do I need to apply for a loan?
- Your identity
- Your financial circumstances
- Your lifestyle
Personal cash loans vs. credit cards
While they do have their uses, credit cards are so easy to use because they need to employ a combination of high interest rates and complicated fee structures. They’re especially difficult to use if you’re on a careful budget. The companies offering them also make more profit through interest and fees the longer you stay in debt. A credit card debt can feel like it never ends.
A consumer loan is a different way. At Rapid Loans, we’re in business to help you achieve your lifestyle goals. Our loan costs are carefully structured: they are a for a fixed amount, for fixed fees, over a fixed repayment term. It’s simple, predictable, reliable and there are no unpleasant surprises.
Get a secured personal loan fast
Talk to a personal loans consultant
- Gather your identity and financial documents – just a few minutes work.
- Visit Apply Now and fill in our online form – we only ask for the essential information we need to get your application moving.
- Stay by your phone – a friendly loans consultant will be with you within just a few business hours. We aim to respond within 2 to 3 business hours.
When it came time to move into a new property, I knew if I saw something I liked, I’d need to come up with the money for a bond very quickly. So when I found my ideal property, I also found Rapid Loans online and it was an even quicker process to get the money I needed for the bond. I’d never borrowed money online before, but if you need cash quickly, I’d recommend Rapid Loans as your first click.
November 13, 2018
How to Nail Your Next Rental Application
In a competitive rental market, having a structured process for securing the property you want can be a huge help. We’ve put together this series on renting to share with you some of our favourite tips for making the whole process a little smoother! Prepare Your Finances Determine what your rental budget is, before you… [Read More]
* This site may provide an estimate only of loan repayments but does not constitute a loan offer by Rapid Loans Pty Ltd. Australian Credit Licence 388847. Any estimated repayment amount displayed may vary due to the effect your personal requirements may have on loan repayment calculation. Rapid Loans is committed to responsible lending. All loans are subject to an approval process which is subject to our lending criteria and an assessment of borrower suitability.
1 Subject to assessment of affordability and suitability.
All secured loans have a maximum Annual Percentage Rate (APR) of 48% or less. A secured personal loan of $2,500 with a 24 month term has a maximum total cost of credit, including all applicable fees, of $1,617.43 which equates to a maximum Annual Cost Rate (ACR) of 48.00% and a maximum Comparison Rate of 66.25%. For personal loans, there is a minimum loan repayment period of 6 months and maximum loan repayment period of 24 months. A secured Car Loan of $10,000 with a 36 month term has a maximum total cost of credit, including all applicable fees, of $8,940.50, which equates to a maximum ACR of 48.00% and also a maximum CR of 48.00%. Car Loans have a minimum loan repayment period of 18 months and maximum loan repayment period of 40 months.
Please note the following Government warning:
Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.