Where can i get a personal loan online
Need $1000 Dollar Loan? Get Up To $5000 Fast!
Whether you overstepped your budget, are faced with an unforeseen bill or emergency, or have a large purchase in mind that you don’t want to wait for, we’re ready to help you find a loan offer right away.
New to online installment loans? Don’t worry. We want our consumers to be as informed as possible, that’s why we have a detailed How It Works page, the page about Rates and Fees involved, and an FAQ section answering all of your commonly asked questions. After reading the site you’ll know for sure whether a loan is the right decision for you.
Similar to a personal loan from the bank, installment loans are paid back in monthly chunks and vary between a short and longer term commitment, depending on the amount borrowed and your individual financial situation. You can borrow between $100 and $5000, and there is no collateral required. So if you default – your car, home or any other valuable property stays where it is.
Fast, Efficient and Secure
LendMe1000 takes the hassle out of borrowing money. You no longer have to go your bank or a local loan store, meet face to face and fill out reams of paperwork, only to be rejected or wait weeks for the cash to be deposited. Using our fast and secure online process, you’ll know if you’ve been approved very fast.
Before submitting your information, there are a few basic requirements you must meet to be eligible. You must be over 18 years old and a legal citizen of the United States. You must also be in stable employment (or self-employment) with at least $750 in monthly income.
If you meet these requirements and have read through the site to answer your questions, it’s now time to get started. You will be able to complete this step in just a few minutes, so long as you’re prepared. You’ll be asked for your personal details (name, address etc), employment history and current status, and a few other basic questions. It is important that you’re truthful during the process as lenders in our system will verify the info. If something doesn’t check out there may be delays.
For most users a bad credit history will not have a massive impact on the decision, but there still may be a credit check and you may be asked to supply further documentation. This can all easily be done online. Still, sometimes you will need to fax additional documents.
If you are approved and wish to go ahead with the loan, you will be required to provide details for a basic checking account where the money can be deposited and the repayments taken. During the working week, you can expect to see the funds in as fast as the next business day!
Just like any other form of credit you do not have to accept an offer if you do not agree to the terms or have simply changed your mind. Before signing the agreement it is important that you go through these terms and make sure you fully understand them and decide whether the loan truly suits your financial situation.
Remember that on top of the principal amount borrowed you will also be paying an Annual Percentage Rate of interest (APR). This will be spread across each repayment installment. Anything you pay above the principal can be considered the “cost of the loan” and this needs to be factored into your decision.
Personal loans are similar to any other personal loan you might get from a bank or storefront lender, which means if you fail to make repayments or breach the terms in some other way, you may incur further interest and fees. Collection proceedings may also be taken against you to help recover what is owed. This will negatively affect your credit rating, making it more difficult to obtain credit in the future.
If you believe you will miss a payment or will struggle to pay back the loan over the long term, you should contact the lender right away to see if there is a renewal or extension policy. This will be dependent on local state regulations.
Alternatives if you need a loan
Just because you qualify for a loan through our service doesn’t necessarily mean it’s the right choice for you. If you only need a small amount of cash to tie you over until your next pay check, then a 1000 dollar loan might not be for you. You might be able to get an advance on your wages from your employer or you might also wish to consider a low rate credit card, a personal loan from your bank, or borrowing from a friend or family member.
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Consumer Notice: Short-term loans are not a long term financial solution. Borrowers facing debt and credit difficulties should seek professional financial advice. Borrowers are encouraged to review local laws and regulations governing short-term loans.
Availability: This service is not available in all states. Please review local laws and regulations for availability in your particular state. The states this website services may change from time to time without notice. All actions taken on this site, or legal concerns addressing this site, are deemed to have taken place in Nevada, regardless of the location from where you access this site.
Disclaimer: This website does not constitute an offer or solicitation to lend. The operator of this website is not a lender and does not make credit decisions. Rather, we provide a marketplace service where we connect you with lenders in our network. We cannot and do not control the actions or omissions of lenders in our network. We are not an agent, representative or loan broker to any lender and we do not endorse any particular lender. Our marketplace service is always free to you. If you are ever asked to pay a deposit or advanced payment in order to get a loan, you should not proceed.
Participating lenders may verify your social security number, driver’s license number or other federal or state identification, as well as review your credit worthiness through national databases that may include Equifax, Transunion, Experian and other credit bureaus. By submitting your information to us, you agree that lenders may obtain such credit reports and verify your information.
Not all lenders can provide you with a loan. If you are approved, you will receive funds according to the lender’s funding practices which vary from lender to lender. Repayment terms also vary from lender to lender and may be affected by state law. If you have questions about the loan terms offered to you, or about a loan that has funded, please contact the lender directly. We are not a lender and cannot give you loan-specific information.
You will not be charged a fee for using our service. Loan-related fees are controlled by the lender and will be disclosed to you before you accept the loan. If you do not want to incur loan-related fees or you are unable to repay your loan, do not accept the loan.